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At denied.co.uk we recognise that obtaining credit, be it in the form of a loan, mortgage, credit card or purchase contract is a necessity of modern life whether we like it or not.

The aim is to help you obtain the right credit at the right rate.

Our site is broken down into the most common areas that we often encounter denied applications. These range from the various aspects of personal finance to mobile phone contracts and issues with benefits eligibility and payments.

We detail the eligibility criteria for each type of product or benefit with a view towards empowering you to make an application where you are safe in the knowledge that you have optimised your chances of application success.

For more information on the main sections on the site see below.

Personal Finance

Read about loans, credit cards, mortgages, car finance and how to get a great credit rating.

Student Finance

Our student finance section covers, student loans, student credit cards and student banks accounts.

Mobile Phone Contracts

Details on bad credit mobile phone contracts as well as the latest great mobile contract deals.

Benefit Payments

Read about the eligibility for popular UK benefits, how to apply and how much you will be paid.


If you are new to the UK read details on visas and naturalisation as well as how to obtain a UK passport.

Denied.co.uk Blog

Read all about the latest news and views on our blog.

Contact Us

If you have an questions or queries about the site please contact us. Please note that we are unable to provide advice on, or assistance with individual financial cases.